Bill Overview
Title: Grandfamilies Act of 2022
Description: 22 This bill expands access to specified programs for children living with grandparents or other family members who are not their legal guardian. Specifically, the bill provides that a child of a relative eligible for Old-Age and Survivors Insurance benefits is eligible for such benefit payments if that child (1) began living with such relative before age 18, (2) receives at least 50% of their support from such relative, and (3) has lived with such relative pursuant to a court order for at least 12 months. Additionally, the bill revises the Temporary Assistance for Needy Families (TANF) eligibility requirements for children living with specified caretaker relatives. First, the bill lessens the requirement for TANF applicants to assign their rights to child support when such assignment may impact the likelihood of reunifying the child with their noncustodial parent, such as where the noncustodial parent is working to gain financial stability so they may reunify with their child. Further, when a child, but not the caretaker relative, receives TANF benefits (i.e., child-only cases), or if the caretaker relative is 55 or older, the bill (1) excludes such caretaker’s income from that child’s eligibility determination, (2) removes the 5-year cap on assistance, and (3) exempts such caretaker relatives from TANF work requirements. The bill also (1) encourages states to enact temporary guardianship laws, (2) provides grants for state plans to support caretaker relatives, and (3) requires the Administration for Community Living to provide grants for establishing cross-sector partnerships that support families with caretaker relatives.
Sponsors: Sen. Casey, Robert P., Jr. [D-PA]
Target Audience
Population: Children living with grandparents or other family members without legal guardianship
Estimated Size: 2700000
- The bill is designed to address families where children are living with grandparents or other family members who are not their legal guardians.
- In the US, about 2.7 million children live in grandfamilies, according to Generations United.
- These children might be on the brink of poverty or affected by economic hardships, especially if they rely on programs like TANF.
- The bill aims to relax certain TANF rules and extend OASDI benefits, typically aiding those who are financially vulnerable and dependent on such support systems.
- The number of children globally in similar non-parental guardian arrangements is difficult to measure, but such family dynamics exist due to various reasons such as parental death, migration, or abandonment.
Reasoning
- The policy targets households where children are living with grandparents or other relatives who are not their legal guardians, estimated to be about 2.7 million children in the US.
- To get a representative view, it is crucial to include a range of affected individuals such as grandparents, the children themselves, and other involved relatives.
- The Cantril Wellbeing Score is used to gauge changes in self-reported wellbeing due to policy implementation.
- While the policy primarily benefits children in grandfamilies, it also provides indirect benefits to the relatives caring for them by easing financial stress, which could improve overall household wellbeing.
- It is important to consider the duration of the policy's impact and that some people may not be affected at all.
- Budget constraints mean significant but not universal support, so we expect variability in impact significance.
Simulated Interviews
Retired school teacher (Tucson, AZ)
Age: 68 | Gender: female
Wellbeing Before Policy: 5
Duration of Impact: 20.0 years
Commonness: 8/20
Statement of Opinion:
- I welcome any help that can ease our financial strain. Raising two grandchildren on a fixed income is difficult.
- The exemption from work requirements for TANF is a relief, I worry about this all the time even though I'm retired.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 6 | 5 |
| Year 2 | 6 | 5 |
| Year 3 | 7 | 5 |
| Year 5 | 7 | 4 |
| Year 10 | 6 | 4 |
| Year 20 | 5 | 3 |
Paralegal (Chicago, IL)
Age: 45 | Gender: female
Wellbeing Before Policy: 6
Duration of Impact: 10.0 years
Commonness: 5/20
Statement of Opinion:
- It's comforting to know there may be additional help. It's been tough since their mother passed and any financial relief helps.
- I'm especially interested in changes to TANF as I barely qualify now.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 7 | 6 |
| Year 2 | 7 | 5 |
| Year 3 | 6 | 4 |
| Year 5 | 6 | 4 |
| Year 10 | 6 | 3 |
| Year 20 | 5 | 3 |
Retail worker (Houston, TX)
Age: 36 | Gender: male
Wellbeing Before Policy: 4
Duration of Impact: 5.0 years
Commonness: 4/20
Statement of Opinion:
- I struggle to provide for my siblings as I don't have legal guardianship, so accessing benefits is tough.
- Hoping this bill makes it easier to get some help.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 5 | 4 |
| Year 2 | 5 | 3 |
| Year 3 | 5 | 3 |
| Year 5 | 4 | 3 |
| Year 10 | 4 | 2 |
| Year 20 | 3 | 2 |
Health care aide (Atlanta, GA)
Age: 58 | Gender: female
Wellbeing Before Policy: 5
Duration of Impact: 15.0 years
Commonness: 6/20
Statement of Opinion:
- Having extra support for being over 55 would make things a lot easier.
- The longest I've been able to count on assistance is for a year at a time, so the changes to TANF are welcome.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 7 | 5 |
| Year 2 | 7 | 5 |
| Year 3 | 6 | 4 |
| Year 5 | 6 | 4 |
| Year 10 | 6 | 3 |
| Year 20 | 5 | 2 |
Unemployed (San Francisco, CA)
Age: 29 | Gender: other
Wellbeing Before Policy: 3
Duration of Impact: 3.0 years
Commonness: 3/20
Statement of Opinion:
- Any financial aid would help me provide more for my cousin while I try to find stable work.
- It's difficult to access assistance programs because of red tape.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 5 | 3 |
| Year 2 | 4 | 3 |
| Year 3 | 4 | 3 |
| Year 5 | 3 | 2 |
| Year 10 | 3 | 2 |
| Year 20 | 3 | 2 |
Retired (Miami, FL)
Age: 78 | Gender: male
Wellbeing Before Policy: 6
Duration of Impact: 20.0 years
Commonness: 4/20
Statement of Opinion:
- Living off savings while raising a child is tough. I can't work anymore at my age, so this bill could really help.
- Social security only goes so far, and emergencies can be financially crippling.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 7 | 5 |
| Year 2 | 7 | 5 |
| Year 3 | 7 | 4 |
| Year 5 | 6 | 4 |
| Year 10 | 6 | 3 |
| Year 20 | 6 | 2 |
Nurse (Denver, CO)
Age: 52 | Gender: female
Wellbeing Before Policy: 6
Duration of Impact: 10.0 years
Commonness: 5/20
Statement of Opinion:
- If guardianship laws were easier, life would be so much less stressful.
- Being a foster parent and having to deal with all these financial hurdles is exhausting.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 7 | 6 |
| Year 2 | 7 | 5 |
| Year 3 | 6 | 5 |
| Year 5 | 6 | 5 |
| Year 10 | 6 | 4 |
| Year 20 | 5 | 3 |
Retired social worker (Seattle, WA)
Age: 66 | Gender: female
Wellbeing Before Policy: 5
Duration of Impact: 20.0 years
Commonness: 7/20
Statement of Opinion:
- I've seen the difference support systems can make, having worked in social services myself.
- Raising my grandchild is rewarding but very demanding, and this policy could make the financial burden lighter.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 7 | 5 |
| Year 2 | 7 | 4 |
| Year 3 | 7 | 4 |
| Year 5 | 6 | 4 |
| Year 10 | 6 | 3 |
| Year 20 | 6 | 2 |
Freelance graphic designer (Raleigh, NC)
Age: 48 | Gender: male
Wellbeing Before Policy: 6
Duration of Impact: 10.0 years
Commonness: 5/20
Statement of Opinion:
- Juggling freelance work and caregiving means I often miss out on potential income—any additional aid is beneficial.
- Hoping this policy allows me more stability and support for my nephews.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 7 | 6 |
| Year 2 | 7 | 5 |
| Year 3 | 7 | 5 |
| Year 5 | 6 | 5 |
| Year 10 | 6 | 4 |
| Year 20 | 5 | 4 |
Part-time retail (New York, NY)
Age: 50 | Gender: female
Wellbeing Before Policy: 5
Duration of Impact: 10.0 years
Commonness: 6/20
Statement of Opinion:
- It's tough working part-time to fit caregiving needs, so any financial help would be appreciated.
- The TANF changes are the most intriguing because that's less examined in New York where costs are so high.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 6 | 5 |
| Year 2 | 6 | 4 |
| Year 3 | 6 | 4 |
| Year 5 | 6 | 4 |
| Year 10 | 5 | 3 |
| Year 20 | 4 | 3 |
Cost Estimates
Year 1: $500000000 (Low: $400000000, High: $600000000)
Year 2: $525000000 (Low: $420000000, High: $630000000)
Year 3: $551250000 (Low: $441000000, High: $661500000)
Year 5: $611051250 (Low: $488841000, High: $733261500)
Year 10: $776161645 (Low: $621413845, High: $931637795)
Year 100: $3761555398 (Low: $3010592862, High: $4512517934)
Key Considerations
- Increased eligibility could strain federal resources if more children enter the welfare system than projected.
- There may be significant variability in how states implement guardianship laws and access to grants, impacting the effectiveness of the policy.
- Long-term impacts on child welfare and educational outcomes could indirectly benefit economic productivity and societal welfare.