Bill Overview
Title: Housing for All Act of 2022
Description: This bill modifies existing, and creates new, grants and programs concerning affordable housing and homelessness. In particular, the bill authorizes federal funding of the Housing Trust Fund, which supports affordable housing activities. Currently, contributions to the fund come from the earnings of Fannie Mae and Freddie Mac. Additionally, the bill (1) expands eligibility for housing choice vouchers, which provide rental assistance to low-income individuals; and (2) entitles certain individuals to the vouchers. Other matters addressed in the bill include permanently authorizing the U.S. Interagency Council on Homelessness (which terminates on October 1, 2028) and modifying existing programs that support housing for the elderly, individuals with disabilities, and individuals experiencing homelessness or at risk of homelessness. The bill also creates various housing-related grant programs to, for example, support overnight parking for individuals who live in vehicles and no-cost legal assistance with evictions for low-income individuals. The bill also incorporates housing into certain transportation grants and programs.
Sponsors: Sen. Padilla, Alex [D-CA]
Target Audience
Population: Individuals globally experiencing inadequate housing or homelessness
Estimated Size: 40000000
- The bill involves significant changes to affordable housing and homelessness programs, which will directly impact individuals experiencing homelessness or at risk of becoming homeless.
- It seeks to expand housing choice vouchers, impacting low-income individuals who are eligible for rental assistance.
- The creation and modification of grant programs will affect providers of housing and related services and ultimately benefit their clients.
- No-cost legal assistance with evictions will particularly impact low-income individuals facing housing legal issues.
- The bill is a U.S. federal bill, indicating a primary focus on domestic populations.
Reasoning
- The policy's impact on different people will vary significantly depending on their current housing situation and income levels.
- Those who are homeless or at risk of becoming homeless are likely to see a high impact from increased affordable housing and expanded voucher programs.
- Low-income individuals may experience medium to high impact due to expanded eligibility for housing choice vouchers and additional legal assistance.
- Some individuals, not currently experiencing housing instability, may see negligible impacts on their wellbeing.
- The policy's funding limitation will affect the extent to which new housing can accommodate the target population of about 40 million Americans.
- The geographical distribution will also play a role; urban areas with higher numbers of homeless individuals may see more significant impacts than rural areas where housing pressures might differ.
Simulated Interviews
Retail Worker (Los Angeles, CA)
Age: 32 | Gender: female
Wellbeing Before Policy: 4
Duration of Impact: 20.0 years
Commonness: 12/20
Statement of Opinion:
- I worry about making rent every month.
- The idea of vouchers sounds like it would really help me.
- If I could use a voucher for rental assistance, it would relieve a lot of stress.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 5 | 4 |
| Year 2 | 6 | 4 |
| Year 3 | 7 | 4 |
| Year 5 | 8 | 3 |
| Year 10 | 8 | 3 |
| Year 20 | 7 | 3 |
Unemployed (Detroit, MI)
Age: 45 | Gender: male
Wellbeing Before Policy: 2
Duration of Impact: 20.0 years
Commonness: 5/20
Statement of Opinion:
- A place to call home would mean I can start rebuilding my life.
- Without help, there's no way I can afford housing right now.
- Programs that provide a roof over my head could give me a second chance.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 4 | 2 |
| Year 2 | 5 | 2 |
| Year 3 | 6 | 2 |
| Year 5 | 7 | 2 |
| Year 10 | 8 | 2 |
| Year 20 | 8 | 2 |
Tech Start-up Employee (San Francisco, CA)
Age: 28 | Gender: female
Wellbeing Before Policy: 7
Duration of Impact: 5.0 years
Commonness: 15/20
Statement of Opinion:
- Rent is insanely high, but I'm managing for now.
- This policy might not affect me directly unless my situation changes drastically.
- Knowing there's a safety net could influence my long-term choices.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 7 | 7 |
| Year 2 | 7 | 7 |
| Year 3 | 7 | 6 |
| Year 5 | 6 | 6 |
| Year 10 | 6 | 5 |
| Year 20 | 5 | 5 |
Caregiver (Houston, TX)
Age: 54 | Gender: female
Wellbeing Before Policy: 3
Duration of Impact: 15.0 years
Commonness: 10/20
Statement of Opinion:
- Anything that helps with rent would let me focus on my son's needs.
- Vouchers could really help us live more comfortably.
- Medical expenses make it almost impossible to think about housing stability.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 4 | 3 |
| Year 2 | 5 | 3 |
| Year 3 | 6 | 3 |
| Year 5 | 6 | 3 |
| Year 10 | 7 | 3 |
| Year 20 | 7 | 3 |
Retired (Miami, FL)
Age: 68 | Gender: male
Wellbeing Before Policy: 5
Duration of Impact: 10.0 years
Commonness: 8/20
Statement of Opinion:
- Senior programs might help as our costs keep rising.
- There's a fear of being priced out of my community.
- The policy should help stabilize costs.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 6 | 5 |
| Year 2 | 6 | 5 |
| Year 3 | 6 | 5 |
| Year 5 | 6 | 4 |
| Year 10 | 5 | 4 |
| Year 20 | 5 | 3 |
Student (Seattle, WA)
Age: 23 | Gender: other
Wellbeing Before Policy: 6
Duration of Impact: 3.0 years
Commonness: 11/20
Statement of Opinion:
- Affordable housing is a huge issue for students.
- This policy might is not fully directed at people like me, but any assistance would help.
- Roommate situation sometimes feels unstable due to rent issues.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 6 | 6 |
| Year 2 | 6 | 6 |
| Year 3 | 7 | 6 |
| Year 5 | 7 | 6 |
| Year 10 | 6 | 5 |
| Year 20 | 6 | 5 |
Freelance Artist (Denver, CO)
Age: 39 | Gender: male
Wellbeing Before Policy: 3
Duration of Impact: 12.0 years
Commonness: 7/20
Statement of Opinion:
- I need a stable place to live to work better.
- Grants for parking and living in my vehicle would be an immediate relief.
- I still dream of having a traditional home.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 4 | 3 |
| Year 2 | 5 | 3 |
| Year 3 | 6 | 3 |
| Year 5 | 6 | 2 |
| Year 10 | 6 | 2 |
| Year 20 | 5 | 2 |
Social Worker (New York, NY)
Age: 50 | Gender: female
Wellbeing Before Policy: 6
Duration of Impact: 20.0 years
Commonness: 10/20
Statement of Opinion:
- I see firsthand how housing impacts my clients' lives.
- This policy would be a significant step forward.
- More affordable options can help stabilize communities.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 7 | 6 |
| Year 2 | 7 | 6 |
| Year 3 | 7 | 6 |
| Year 5 | 8 | 5 |
| Year 10 | 8 | 5 |
| Year 20 | 8 | 5 |
Part-time barista (Chicago, IL)
Age: 21 | Gender: male
Wellbeing Before Policy: 5
Duration of Impact: 2.0 years
Commonness: 14/20
Statement of Opinion:
- I know a lot of people who struggle with stable housing.
- This policy could help others but may not influence me immediately.
- I'm more focused on savings for school.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 5 | 5 |
| Year 2 | 5 | 5 |
| Year 3 | 5 | 5 |
| Year 5 | 5 | 5 |
| Year 10 | 5 | 4 |
| Year 20 | 5 | 4 |
Disabled Veteran (Cleveland, OH)
Age: 60 | Gender: female
Wellbeing Before Policy: 5
Duration of Impact: 10.0 years
Commonness: 6/20
Statement of Opinion:
- Housing assistance is essential for veterans like me.
- This policy might offer benefits for maintained living conditions.
- Focusing on stability helps me health-wise.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 6 | 5 |
| Year 2 | 6 | 5 |
| Year 3 | 7 | 5 |
| Year 5 | 7 | 4 |
| Year 10 | 7 | 4 |
| Year 20 | 6 | 3 |
Cost Estimates
Year 1: $20000000000 (Low: $18000000000, High: $22000000000)
Year 2: $20500000000 (Low: $18500000000, High: $22500000000)
Year 3: $21000000000 (Low: $19000000000, High: $23000000000)
Year 5: $22000000000 (Low: $20000000000, High: $24000000000)
Year 10: $25000000000 (Low: $23000000000, High: $27000000000)
Year 100: $50000000000 (Low: $45000000000, High: $55000000000)
Key Considerations
- The effective implementation and monitoring of new programs and expansions are crucial to achieving desired outcomes.
- The potential need for coordination between federal, state, and local agencies to manage expanded housing services.
- The uncertainty regarding the scalability of existing housing programs to meet increased demand without significant administrative overhaul.