Policy Impact Analysis - 117/HR/9488

Bill Overview

Title: Proxy Advice Disclosure Act

Description: This bill requires a proxy voting advice business to disclose material information involved in providing proxy voting advice to a security holder, including the methodology used, sources of information, and conflicts of interest of the business. A proxy voting advice business provides, for a fee, recommendations to security holders on specific matters for which an issuer of securities has requested security holder approval or consent. In addition, a proxy voting advice business must make this advice available to the issuer. Also, the security holder must be made aware of any written statement made by the issuer in response to this advice before the relevant meeting or vote.

Sponsors: Rep. Donalds, Byron [R-FL-19]

Target Audience

Population: shareholders who rely on proxy voting advice for investment decisions

Estimated Size: 125000000

Reasoning

Simulated Interviews

institutional investor for a mutual fund (New York, NY)

Age: 45 | Gender: female

Wellbeing Before Policy: 6

Duration of Impact: 10.0 years

Commonness: 7/20

Statement of Opinion:

  • Increased transparency is beneficial but it depends on how efficiently the disclosures are managed.
  • I appreciate knowing the basis of recommendations, as it builds trust.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 7 6
Year 2 8 6
Year 3 8 6
Year 5 9 6
Year 10 9 6
Year 20 8 5

retired teacher and individual investor (Chicago, IL)

Age: 60 | Gender: male

Wellbeing Before Policy: 5

Duration of Impact: 20.0 years

Commonness: 14/20

Statement of Opinion:

  • I don't quite understand how proxy voting works, so clearer information could help me make better decisions.
  • I might be more engaged in my investments if I had more clarity on these decisions.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 5 5
Year 2 6 5
Year 3 6 5
Year 5 6 5
Year 10 7 5
Year 20 6 5

corporate governance analyst (San Francisco, CA)

Age: 35 | Gender: female

Wellbeing Before Policy: 7

Duration of Impact: 5.0 years

Commonness: 5/20

Statement of Opinion:

  • This policy makes my job easier by standardizing the information landscape.
  • Greater transparency in proxy advice means better recommendations to our clients.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 7 7
Year 2 8 7
Year 3 8 6
Year 5 9 6
Year 10 7 5
Year 20 6 5

small business owner (Dallas, TX)

Age: 50 | Gender: male

Wellbeing Before Policy: 5

Duration of Impact: 5.0 years

Commonness: 9/20

Statement of Opinion:

  • Don't usually follow proxy recommendations, but it might be interesting to learn more.
  • Curious to see if transparency increases accountability.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 5 5
Year 2 5 5
Year 3 5 5
Year 5 5 5
Year 10 5 5
Year 20 5 5

financial advisor (Los Angeles, CA)

Age: 40 | Gender: other

Wellbeing Before Policy: 8

Duration of Impact: 10.0 years

Commonness: 6/20

Statement of Opinion:

  • Could streamline advice delivery, enhancing investor trust.
  • Potential for better corporate governance practices advertently benefiting clients.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 8 8
Year 2 8 8
Year 3 9 8
Year 5 9 7
Year 10 8 7
Year 20 7 6

retired lawyer (Miami, FL)

Age: 70 | Gender: female

Wellbeing Before Policy: 6

Duration of Impact: 5.0 years

Commonness: 8/20

Statement of Opinion:

  • Policy's transparency may bring more efficiency to the clubs' decision-making processes.
  • Older investors might gain more assurance from clear, conflict-free advice.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 6 6
Year 2 7 6
Year 3 7 6
Year 5 7 6
Year 10 6 5
Year 20 5 5

software engineer (Boston, MA)

Age: 28 | Gender: male

Wellbeing Before Policy: 7

Duration of Impact: 3.0 years

Commonness: 15/20

Statement of Opinion:

  • Unlikely to notice the changes directly as my involvement is limited.
  • It's reassuring that more transparency is a priority for financial advisors.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 7 7
Year 2 7 7
Year 3 7 7
Year 5 6 7
Year 10 6 7
Year 20 6 7

policy analyst in financial regulation (Washington, D.C.)

Age: 55 | Gender: female

Wellbeing Before Policy: 7

Duration of Impact: 10.0 years

Commonness: 4/20

Statement of Opinion:

  • Policy aligns with goals for increased market transparency and accountability.
  • Might spur other regulatory improvements.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 7 7
Year 2 8 7
Year 3 8 7
Year 5 9 7
Year 10 8 6
Year 20 7 6

owner of a small tech startup (Seattle, WA)

Age: 37 | Gender: male

Wellbeing Before Policy: 6

Duration of Impact: 3.0 years

Commonness: 12/20

Statement of Opinion:

  • As a small investor, I seldom engage in direct proxy voting.
  • I rely on fund managers for such insights, yet clarity can improve decision-making security.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 6 6
Year 2 6 6
Year 3 7 6
Year 5 6 6
Year 10 6 6
Year 20 6 5

accountant for a non-profit organization (Atlanta, GA)

Age: 32 | Gender: female

Wellbeing Before Policy: 6

Duration of Impact: 10.0 years

Commonness: 10/20

Statement of Opinion:

  • I like clearer proxy disclosures considering my focus on ESG factors.
  • Potential for improved advice aligned with my ethical preferences.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 6 6
Year 2 7 6
Year 3 7 6
Year 5 7 6
Year 10 8 6
Year 20 7 5

Cost Estimates

Year 1: $25000000 (Low: $15000000, High: $35000000)

Year 2: $22000000 (Low: $13000000, High: $32000000)

Year 3: $20000000 (Low: $12000000, High: $30000000)

Year 5: $18000000 (Low: $10000000, High: $28000000)

Year 10: $15000000 (Low: $8000000, High: $25000000)

Year 100: $10000000 (Low: $5000000, High: $20000000)

Key Considerations