Policy Impact Analysis - 117/HR/7476

Bill Overview

Title: REPLACE Act

Description: This bill requires the President to automatically waive fees to replace critical documents for individuals and households affected by major disasters for which assistance is provided under the Individuals and Households Program.

Sponsors: Rep. Neguse, Joe [D-CO-2]

Target Audience

Population: People affected by major disasters needing document replacements

Estimated Size: 1000000

Reasoning

Simulated Interviews

School Teacher (New Orleans, Louisiana)

Age: 35 | Gender: female

Wellbeing Before Policy: 4

Duration of Impact: 2.0 years

Commonness: 8/20

Statement of Opinion:

  • Losing my license in the hurricane was an added stress I didn't need.
  • Waiving the replacement fee would be a huge relief on my already tight budget.
  • Anything that helps us bounce back faster after these events should be prioritized.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 5 4
Year 2 6 4
Year 3 6 5
Year 5 7 5
Year 10 7 6
Year 20 6 6

Retired Firefighter (Paradise, California)

Age: 60 | Gender: male

Wellbeing Before Policy: 5

Duration of Impact: 3.0 years

Commonness: 6/20

Statement of Opinion:

  • Rebuilding is slow; document hassles are avoidable with better policy.
  • Waived fees for my passport and license mean less paperwork worries.
  • Such support efforts stabilize communities struck by disasters.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 6 5
Year 2 6 5
Year 3 7 5
Year 5 6 5
Year 10 6 5
Year 20 5 4

Real Estate Agent (Miami, Florida)

Age: 49 | Gender: female

Wellbeing Before Policy: 6

Duration of Impact: 1.0 years

Commonness: 4/20

Statement of Opinion:

  • I'm constantly renewing or replacing due to storms; this helps a lot.
  • Time and extra expenses add up during recovery phases.
  • Eases one aspect of hurricane season worry, aiding my business continuity.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 8 6
Year 2 8 6
Year 3 7 6
Year 5 6 5
Year 10 7 5
Year 20 6 6

Graduate Student (Houston, Texas)

Age: 25 | Gender: other

Wellbeing Before Policy: 3

Duration of Impact: 2.0 years

Commonness: 10/20

Statement of Opinion:

  • Costly to replace essentials repeatedly after floods.
  • Seeing this as proactive step in providing equitable recovery.
  • Every bit helps, especially during the crunch time post-disaster.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 5 3
Year 2 6 4
Year 3 6 5
Year 5 7 5
Year 10 7 5
Year 20 6 5

Nurse (Oklahoma City, Oklahoma)

Age: 52 | Gender: female

Wellbeing Before Policy: 7

Duration of Impact: 1.5 years

Commonness: 6/20

Statement of Opinion:

  • Preparedness is key; reduced fees are a small but mighty change.
  • Essential to maintaining service to patients amidst personal challenges.
  • Improves personal resilience and readiness for future incidents.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 8 7
Year 2 8 7
Year 3 7 7
Year 5 8 7
Year 10 8 7
Year 20 7 7

Tech Consultant (New York, New York)

Age: 40 | Gender: male

Wellbeing Before Policy: 6

Duration of Impact: 2.0 years

Commonness: 8/20

Statement of Opinion:

  • Time and cost savings from policy directly support prompt return to work.
  • Leveraging technology can streamline assistance framework this way.
  • Such policy aids resilience in densely populated areas experiencing frequent disruptions.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 7 6
Year 2 8 6
Year 3 7 6
Year 5 7 6
Year 10 7 6
Year 20 6 6

Retired (Naples, Florida)

Age: 70 | Gender: female

Wellbeing Before Policy: 4

Duration of Impact: 3.0 years

Commonness: 7/20

Statement of Opinion:

  • Fixed income makes replacements costly; waivers greatly impact financial security.
  • Immediate assistance would eliminate some anxiety about logistics post-storm.
  • Policies focused on helping seniors are vital, given our vulnerability.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 6 4
Year 2 7 5
Year 3 7 5
Year 5 6 5
Year 10 6 5
Year 20 5 4

Wildlife Conservationist (Santa Rosa, California)

Age: 31 | Gender: male

Wellbeing Before Policy: 5

Duration of Impact: 2.5 years

Commonness: 5/20

Statement of Opinion:

  • Fieldwork continuity depends on resolved personal logistics, including documents.
  • Waiving costs aligns with broader community restructuring efforts.
  • Moderate but meaningful for those in frequent fire zones, facilitating quick recovery.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 6 5
Year 2 7 5
Year 3 7 6
Year 5 6 5
Year 10 7 5
Year 20 6 5

Social Worker (Joplin, Missouri)

Age: 48 | Gender: female

Wellbeing Before Policy: 7

Duration of Impact: 2.0 years

Commonness: 4/20

Statement of Opinion:

  • Insurance barriers make fees daunting; this alleviates a financial hurdle.
  • Urgently needed policies like this cultivate long-term resilience for community.
  • Boosts assertive crisis response, ensuring smoother return to normalcy.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 8 7
Year 2 8 7
Year 3 8 7
Year 5 7 7
Year 10 7 7
Year 20 7 6

Freelancer (Boulder, Colorado)

Age: 29 | Gender: male

Wellbeing Before Policy: 6

Duration of Impact: 1.0 years

Commonness: 9/20

Statement of Opinion:

  • Interdependent local economies benefit when individuals access needed resources quickly.
  • Expedites necessary bureaucratic processes post-disaster, keeping earnings momentum stable.
  • Builds confidence in preparedness for climate-complicated futures.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 7 6
Year 2 7 6
Year 3 7 6
Year 5 7 6
Year 10 7 6
Year 20 6 6

Cost Estimates

Year 1: $20000000 (Low: $15000000, High: $30000000)

Year 2: $21000000 (Low: $16000000, High: $32000000)

Year 3: $22000000 (Low: $17000000, High: $34000000)

Year 5: $24000000 (Low: $18000000, High: $36000000)

Year 10: $27000000 (Low: $20000000, High: $40000000)

Year 100: $30000000 (Low: $22000000, High: $45000000)

Key Considerations