Bill Overview
Title: Housing for All Act of 2022
Description: This bill modifies existing, and creates new, grants and programs concerning affordable housing and homelessness. In particular, the bill authorizes federal funding of the Housing Trust Fund, which supports affordable housing activities. Currently, contributions to the fund come from the earnings of Fannie Mae and Freddie Mac. Additionally, the bill (1) expands eligibility for housing choice vouchers, which provide rental assistance to low-income individuals; and (2) entitles certain individuals to the vouchers. Other matters addressed in the bill include permanently authorizing the U.S. Interagency Council on Homelessness (which terminates on October 1, 2028) and modifying existing programs that support housing for the elderly, individuals with disabilities, and individuals experiencing homelessness or at risk of homelessness. The bill also creates various housing-related grant programs to, for example, support overnight parking for individuals who live in vehicles and no-cost legal assistance with evictions for low-income individuals. The bill also incorporates housing into certain transportation grants and programs.
Sponsors: Rep. Lieu, Ted [D-CA-33]
Target Audience
Population: People worldwide who are low-income, experiencing homelessness, or at risk of homelessness
Estimated Size: 45000000
- General affordable housing initiatives typically target low-income individuals, those experiencing homelessness, or those at risk of becoming homeless.
- The bill increases funding to the Housing Trust Fund, impacting individuals who benefit from affordable housing projects.
- Expansion of housing choice vouchers will impact low-income individuals, increasing the number who can receive rental assistance.
- Individuals entitled to the vouchers will specifically benefit from the expanded eligibility criterion.
- The U.S. Interagency Council on Homelessness will continue its operations, impacting current and future homelessness initiatives.
- Affordable housing programs will also impact elderly individuals and those with disabilities.
- Homeless individuals, or those at risk of homelessness, are a specific target for receiving housing support.
- The inclusion of overnight parking for individuals living in vehicles addresses a specific subset of the homeless population.
- The bill's provisions for no-cost legal assistance for eviction will specifically assist low-income individuals facing eviction.
Reasoning
- The policy will have varying impacts based on the individuals' existing housing situation, income level, risk of homelessness, and potential eligibility for the expanded housing programs.
- The budgetary constraints necessitate prioritization, and not everyone who is potentially eligible will necessarily receive benefits due to limits in funding and resources.
- Those already receiving some form of housing assistance might see minimal changes, while new eligible participants would likely experience a greater impact.
- Budgetary focus on homelessness and low-income support means people with higher income or stable housing situations will see little or no impact.
- The stratification of impact is likely to reflect the population demography, where individuals in urban areas or traditionally disadvantaged communities may benefit more.
- Certain aspects like legal assistance for eviction could have an immediate effect, while others like new housing developments will take time to materialize.
Simulated Interviews
Elementary School Teacher (Los Angeles, CA)
Age: 45 | Gender: female
Wellbeing Before Policy: 5
Duration of Impact: 10.0 years
Commonness: 12/20
Statement of Opinion:
- I am hopeful this policy could help my family, with the increased access to housing vouchers.
- Living in a city like Los Angeles, rent is always a concern.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 6 | 5 |
| Year 2 | 6 | 5 |
| Year 3 | 6 | 5 |
| Year 5 | 7 | 5 |
| Year 10 | 8 | 5 |
| Year 20 | 7 | 5 |
Freelance Writer (Chicago, IL)
Age: 28 | Gender: male
Wellbeing Before Policy: 3
Duration of Impact: 5.0 years
Commonness: 8/20
Statement of Opinion:
- Overnight parking provisions could be a game-changer for someone like me.
- The possibility of receiving a voucher would really change my life.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 5 | 3 |
| Year 2 | 6 | 3 |
| Year 3 | 7 | 3 |
| Year 5 | 7 | 3 |
| Year 10 | 6 | 2 |
| Year 20 | 4 | 1 |
Retired (Jacksonville, FL)
Age: 65 | Gender: female
Wellbeing Before Policy: 4
Duration of Impact: 5.0 years
Commonness: 7/20
Statement of Opinion:
- I'm relieved there might be legal assistance available if I face eviction.
- I hope the policy helps seniors like me who are barely making it.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 5 | 4 |
| Year 2 | 5 | 3 |
| Year 3 | 6 | 3 |
| Year 5 | 6 | 2 |
| Year 10 | 6 | 2 |
| Year 20 | 5 | 2 |
Software Engineer (Seattle, WA)
Age: 33 | Gender: other
Wellbeing Before Policy: 8
Duration of Impact: 0.0 years
Commonness: 4/20
Statement of Opinion:
- I can see the policy is necessary, but I don't expect any direct benefits.
- It's more about the community impact for people like me.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 8 | 8 |
| Year 2 | 8 | 8 |
| Year 3 | 8 | 8 |
| Year 5 | 8 | 8 |
| Year 10 | 8 | 8 |
| Year 20 | 8 | 8 |
Construction Worker (Houston, TX)
Age: 50 | Gender: male
Wellbeing Before Policy: 4
Duration of Impact: 10.0 years
Commonness: 10/20
Statement of Opinion:
- Any help with rent would ease a lot of stress for my family.
- I hope this means a more stable future for my kids.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 5 | 4 |
| Year 2 | 6 | 4 |
| Year 3 | 6 | 3 |
| Year 5 | 7 | 3 |
| Year 10 | 7 | 3 |
| Year 20 | 6 | 2 |
Waitress (New York, NY)
Age: 40 | Gender: female
Wellbeing Before Policy: 4
Duration of Impact: 8.0 years
Commonness: 11/20
Statement of Opinion:
- I'm optimistic that expanded vouchers could apply to someone in my situation.
- It's hard keeping up with New York rent prices on my wage.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 5 | 4 |
| Year 2 | 6 | 4 |
| Year 3 | 6 | 4 |
| Year 5 | 7 | 3 |
| Year 10 | 6 | 3 |
| Year 20 | 5 | 2 |
Social Worker (San Francisco, CA)
Age: 60 | Gender: other
Wellbeing Before Policy: 7
Duration of Impact: 15.0 years
Commonness: 5/20
Statement of Opinion:
- I appreciate the long-term potential for these changes in alleviating homelessness.
- I see daily how these programs are lagging - more funding is definitely needed.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 7 | 7 |
| Year 2 | 8 | 7 |
| Year 3 | 8 | 7 |
| Year 5 | 9 | 6 |
| Year 10 | 8 | 5 |
| Year 20 | 7 | 5 |
Disabled Veteran (Phoenix, AZ)
Age: 54 | Gender: male
Wellbeing Before Policy: 6
Duration of Impact: 10.0 years
Commonness: 6/20
Statement of Opinion:
- Assistance with housing is crucial for veterans with disabilities like me.
- I'm hopeful this bill improves coordination among agencies for people in need.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 7 | 6 |
| Year 2 | 7 | 5 |
| Year 3 | 7 | 5 |
| Year 5 | 8 | 5 |
| Year 10 | 8 | 4 |
| Year 20 | 7 | 3 |
College Student (Atlanta, GA)
Age: 23 | Gender: male
Wellbeing Before Policy: 5
Duration of Impact: 3.0 years
Commonness: 9/20
Statement of Opinion:
- It's hard juggling rent and tuition; I’m keen on anything that lowers rent pressure.
- Community programs related to housing are essential for students like me.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 5 | 5 |
| Year 2 | 6 | 4 |
| Year 3 | 6 | 4 |
| Year 5 | 6 | 3 |
| Year 10 | 5 | 3 |
| Year 20 | 4 | 2 |
Retired Nurse (Boston, MA)
Age: 70 | Gender: female
Wellbeing Before Policy: 5
Duration of Impact: 10.0 years
Commonness: 6/20
Statement of Opinion:
- Affordable housing is a lifeline for seniors like myself on fixed incomes.
- I hope this can relieve some financial pressures and provide healthcare-related housing support.
Wellbeing Over Time (With vs Without Policy)
| Year | With Policy | Without Policy |
|---|---|---|
| Year 1 | 6 | 5 |
| Year 2 | 7 | 4 |
| Year 3 | 7 | 4 |
| Year 5 | 8 | 3 |
| Year 10 | 7 | 3 |
| Year 20 | 6 | 2 |
Cost Estimates
Year 1: $10000000000 (Low: $9000000000, High: $11000000000)
Year 2: $10500000000 (Low: $9500000000, High: $11500000000)
Year 3: $11000000000 (Low: $10000000000, High: $12000000000)
Year 5: $12000000000 (Low: $11000000000, High: $13000000000)
Year 10: $15000000000 (Low: $14000000000, High: $16000000000)
Year 100: $20000000000 (Low: $18000000000, High: $22000000000)
Key Considerations
- Continuous funding commitment for the Housing Trust Fund is crucial for the success and expansion of affordable housing programs.
- The expanded eligibility for housing vouchers requires adequate budget allocations to prevent long waiting lists or shortfalls in assistance.
- Legal challenges and administrative overhead related to the entitlement of vouchers should be carefully managed.
- The interaction between federal and state housing regulations might affect the implementation speed and effectiveness of new grants and programs.
- Potential displacement effects or local real estate market changes should be monitored.