Policy Impact Analysis - 117/HR/4551

Bill Overview

Title: RANSOMWARE Act

Description: This bill requires the Federal Trade Commission to report on cross-border complaints received that involve ransomware or other cyber-related attacks committed by certain foreign individuals, companies, and governments. The report must focus specifically on attacks committed by (1) Russia, China, North Korea, or Iran; or (2) individuals or companies that are located in or have ties to those countries.

Sponsors: Rep. Bilirakis, Gus M. [R-FL-12]

Target Audience

Population: Individuals and entities at risk of cyber-attacks globally

Estimated Size: 330000000

Reasoning

Simulated Interviews

IT Security Specialist (San Francisco, CA)

Age: 45 | Gender: female

Wellbeing Before Policy: 7

Duration of Impact: 5.0 years

Commonness: 3/20

Statement of Opinion:

  • The policy is a necessary step for prioritizing issues that tech companies face due to international cyber threats.
  • Enhanced reporting will hopefully reduce attack frequency over time.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 8 7
Year 2 7 7
Year 3 7 6
Year 5 8 6
Year 10 9 5
Year 20 9 4

Small Business Owner (Austin, TX)

Age: 32 | Gender: male

Wellbeing Before Policy: 5

Duration of Impact: 3.0 years

Commonness: 4/20

Statement of Opinion:

  • I hope the policy will prevent future attacks on small businesses like mine.
  • It might take time to see the actual benefits, but awareness is a good start.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 6 5
Year 2 7 5
Year 3 7 4
Year 5 6 4
Year 10 7 3
Year 20 7 3

Software Developer (New York, NY)

Age: 27 | Gender: male

Wellbeing Before Policy: 6

Duration of Impact: 2.0 years

Commonness: 5/20

Statement of Opinion:

  • It's good that there is more focus on international cyber threats, but will small companies get enough support?
  • The policy should include resources for startups to better protect their data.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 6 6
Year 2 6 6
Year 3 7 6
Year 5 6 5
Year 10 6 4
Year 20 5 3

Government Policy Advisor (Washington, D.C.)

Age: 54 | Gender: female

Wellbeing Before Policy: 8

Duration of Impact: 10.0 years

Commonness: 1/20

Statement of Opinion:

  • This policy helps align international effort and resources towards mitigating cyber threats from hostile nations.
  • Success would depend on cooperation among agencies and countries.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 9 8
Year 2 8 8
Year 3 9 8
Year 5 9 7
Year 10 9 7
Year 20 10 6

Cybersecurity Consultant (Chicago, IL)

Age: 38 | Gender: other

Wellbeing Before Policy: 6

Duration of Impact: 6.0 years

Commonness: 2/20

Statement of Opinion:

  • The policy will help frame more robust defense strategies for my clients.
  • There's a need for more financial resources towards practical defenses rather than just monitoring.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 7 6
Year 2 7 6
Year 3 8 5
Year 5 8 5
Year 10 8 4
Year 20 7 4

Freelance Graphic Designer (Philadelphia, PA)

Age: 30 | Gender: female

Wellbeing Before Policy: 8

Duration of Impact: 1.0 years

Commonness: 10/20

Statement of Opinion:

  • I don't feel directly impacted by this policy as my work is not data-sensitive.
  • It’s nice to see efforts in place to prevent cyber threats though.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 8 8
Year 2 8 8
Year 3 8 8
Year 5 8 8
Year 10 8 8
Year 20 8 8

Retired University Professor (Seattle, WA)

Age: 65 | Gender: male

Wellbeing Before Policy: 7

Duration of Impact: 3.0 years

Commonness: 7/20

Statement of Opinion:

  • It's an imperative step towards safeguarding digital infrastructure.
  • Hope it leads to educating public more on digital security and cyber law reforms.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 7 7
Year 2 8 7
Year 3 8 7
Year 5 7 6
Year 10 6 5
Year 20 6 4

College Student (Miami, FL)

Age: 22 | Gender: male

Wellbeing Before Policy: 5

Duration of Impact: 2.0 years

Commonness: 8/20

Statement of Opinion:

  • Good to see actions against cyber threats, though it seems far removed from my daily concerns.
  • The awareness this policy could generate is a step in the right direction.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 6 5
Year 2 6 5
Year 3 6 5
Year 5 6 5
Year 10 6 4
Year 20 6 4

Healthcare Administrator (Houston, TX)

Age: 48 | Gender: female

Wellbeing Before Policy: 6

Duration of Impact: 5.0 years

Commonness: 3/20

Statement of Opinion:

  • The policy might enhance the security of healthcare data if executed well.
  • Cybersecurity is crucial due to increasing cyber threats to healthcare systems.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 7 6
Year 2 7 6
Year 3 8 5
Year 5 8 5
Year 10 8 5
Year 20 8 5

CEO of a Tech Startup (Los Angeles, CA)

Age: 39 | Gender: male

Wellbeing Before Policy: 7

Duration of Impact: 10.0 years

Commonness: 2/20

Statement of Opinion:

  • Hoping this policy adds extra layers of security for businesses engaging in international digital commerce.
  • There's a need for wider adoption and transparency to truly make a difference.

Wellbeing Over Time (With vs Without Policy)

Year With Policy Without Policy
Year 1 8 7
Year 2 8 7
Year 3 8 6
Year 5 9 5
Year 10 9 5
Year 20 9 5

Cost Estimates

Year 1: $50000000 (Low: $30000000, High: $70000000)

Year 2: $45000000 (Low: $25000000, High: $65000000)

Year 3: $45000000 (Low: $25000000, High: $65000000)

Year 5: $40000000 (Low: $20000000, High: $60000000)

Year 10: $35000000 (Low: $15000000, High: $55000000)

Year 100: $20000000 (Low: $0, High: $40000000)

Key Considerations